Tips for reducing the financial strain of Christmas

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Tips for reducing the financial strain of Christmas

Everyone loves Christmas, but truth be told, it can be a bit of a financial burden.

From decorations and food, to gifts and cards, there is a lot to factor in when it comes to budgeting. Thankfully, there are ways that you can put together a festive season that is memorable and enjoyable, without leaving yourself worrying about money.

Choose an artificial tree

Artificial Christmas trees are less expensive than real ones, and are also easier to put up if you find yourself short on time.

There is also the added benefit of not having to worry about a messy carpet once the festive season is over. You can make things even simpler for yourself by getting a pre-lit tree, or one that comes ready-made with a snowy effect, so minimal additional decoration is needed. They can also be used repeatedly, saving you money long term.

Make your own festive food

The food required over the Christmas period can be a big area of expense, particularly in the middle of a cost-of-living crisis.

Making Christmas treats yourself will cut back on the costs, while also being a fun activity you can do with family and friends. Why not get involved in baking Christmas biscuits, or homemade mince pies? They say home cooking always tastes that bit better anyway.

Cut back on cards and gifts

This may sound a bit Scrooge-y, but we don’t mean your family or close friends.

Many people have a lengthy list of recipients, and planning your cards and gifts early, while cutting back on more distant acquaintances, can help this Christmas.

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